Wise Carter attorneys assist clients with a broad range of employee benefits and retirement matters. We consult with and assist clients to meet their retirement planning goals.

Retirement Plans for Businesses

For either large or small business clients, the Firm designs and prepares qualified retirement plans, including:

  • 401(k) plans
  • 403(b) plans
  • 457 plans
  • Defined contribution plans
  • Defined benefit plans
  • Money purchase pension plans

Wise Carter also prepares related administrative documents such as summary plan descriptions, summary annual reports and various notices.

For clients that do not need individually designed plans, Wise Carter reviews and advises clients wishing to adopt prototype plans.

In addition to assisting in the design of retirement plans, we assist clients in obtaining determination letters for their retirement plans with the Internal Revenue Service.

IRA Plans

We assist individuals and small business clients to meet their retirement planning goals by helping to establish:

  • Individual Retirement Accounts
  • Payroll Deduction IRAs
  • Roth IRAs
  • Simplified Employee Pension plans
  • SIMPLE 401(k)

Employee Benefits Counseling

The Firm also counsels clients with respect to welfare benefit plans, including :

  • Health, disability and cafeteria plans
  • Non-qualified deferred compensation plans and Internal Revenue Code Section 409A compliance
  • Stock option plans
  • Executive compensation
  • COBRA coverage issues

Clients of Wise Carter utilize our services to assist them with a variety of legal and operational compliance issues, including the Employee Retirement Income Security Act of 1974 (ERISA). Wise Carter represents clients before the Internal Revenue Service and the Department of Labor as part of our Employee Benefits practice.

Contact Wise Carter

For more information about legal services for employee benefits and retirement plan matters, please contact Wise Carter attorney Fred Hoff.

In This Field:
Employee Benefits, Retirement Planning, and ERISA